Frequent Questions
In most cases, there’s no cost to you — brokers are typically compensated by the lender, not the borrower.
This depends on your income, debts, down payment, and current rates. Use our calculators for a starting estimate, or contact us for a personalized assessment.
Generally: proof of income, proof of down payment, ID, and a recent credit check. We’ll walk you through exactly what’s needed.
Your bank’s renewal offer is rarely their most competitive rate. It’s worth having us shop the market before you sign.
Often, yes. We work with a range of lenders, including those specializing in alternative and credit-repair-friendly financing.