Purchases
First-Time Buyers
Buying your first home is exciting — and can feel overwhelming. We walk you through pre-approval, budgeting, and program options so you know exactly what you can afford before you start shopping.
Purchases
Mortgage Pre-Approval
A pre-approval tells you — and any seller you’re negotiating with — exactly what you can afford, and locks in a rate while you house-hunt. It costs nothing to get one.
Purchases
Self-Employed
Self-employed borrowers often show less taxable income on paper than they actually earn. We work with lenders who specialize in self-employed financing, using alternative documentation to get a fuller picture of your ability to qualify.
Purchases
New to Canada
Many newcomers assume they need years of Canadian credit history to qualify — but several lenders offer newcomer programs designed specifically for this situation.
Purchases
Investment Properties
Financing an investment property works differently than a primary residence — different down payment minimums, rental income qualification rules, and lender appetite depending on your portfolio.
